Product Liability Insurance for glulam manufacturers
Coverage for defective glulam products causing property damage or bodily injury in a completed building — the #1 risk for manufacturers. Standard GL excludes it.
What it covers
- Bodily injury caused by your manufactured glulam members after they leave the plant
- Property damage arising from defective product — delamination, adhesive failure, dimensional error
- Defense costs when named in a contractor or building owner lawsuit
- Completed operations coverage extending years after delivery
- Products recall costs when a defective batch must be retrieved
Who it's for
- Glulam manufacturers supplying commercial and industrial buildings
- Plants producing architectural glulam for sports facilities and arenas
- Bridge and transportation structure beam suppliers
- Custom architectural glulam producers
- Any manufacturer whose GL policy has a 'your product' exclusion
Why CCA
- We place products liability with specialty timber markets — not generic woodworking carriers
- Combined GL + Products programs with unified limits available
- E&S market access for manufacturers with prior loss runs on beam failures
Common questions about product liability insurance
No — standard commercial GL policies contain a 'your product' exclusion. Once your glulam member leaves the plant and causes damage or injury in a structure, the GL policy excludes the claim. Products liability is specifically designed to cover this exposure.
It depends on production volume and the types of structures your beams go into. Sports arenas and commercial construction often require $2M+ per occurrence from subcontractors and manufacturers. We can layer up to $25M+ with umbrella/excess coverage for large-volume producers.
Pair it with related coverage
Ready to protect your glulam operation?
Get a 15-minute quote from specialists who understand timber manufacturing — products liability, kilns, presses, and transit.