Coverage line
Property Insurance for glulam manufacturers
All-risk commercial property coverage for glulam manufacturing plants — kilns, hydraulic presses, CNC equipment, and lumber inventory — built for combustible-dust and hot-work exposures.
What it covers
- Manufacturing facility structure and outbuildings
- Kiln-dry chambers and heating systems
- Hydraulic and radio-frequency curing presses
- CNC machining centers and planers
- Finished-goods inventory and in-process lumber
- Business interruption during restoration period
Who it's for
- Glulam plant owners with significant equipment investment
- Manufacturers with kiln-dry operations
- Plants with CNC and precision machining equipment
- Operations with large lumber yard inventory
Why CCA
- Equipment scheduled at replacement cost — not ACV with depreciation arguments
- Business interruption with extended restoration period for specialty equipment lead times
- Equipment breakdown endorsement included — covers internal mechanical failure
Property Insurance — FAQ
Common questions about property insurance
A 10-year-old hydraulic press valued at ACV might receive $180,000 on a $400,000 replacement cost. For specialized glulam equipment with long lead times, ACV leaves you dramatically underinsured.
Yes — fire is a covered peril. The key additions are equipment breakdown (for internal failures) and business interruption with an adequate restoration period, since replacing a kiln system can take 6-12 months.
Pair it with related coverage
Ready to protect your glulam operation?
Get a 15-minute quote from specialists who understand timber manufacturing — products liability, kilns, presses, and transit.