Coverage lines

Insurance built line-by-line for glulam timber manufacturers.

Each policy below addresses a specific exposure in glulam manufacturing — from the products liability your GL excludes to the kiln and press equipment your property program needs to value correctly.

Essential coverage

Product Liability Insurance

The coverage that defines a glulam manufacturer's risk. Protects against structural-failure, delamination, fire-performance, moisture, and code-compliance claims on the beams and panels you ship to market.

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Professional Liability (E&O)

Errors & omissions coverage for manufacturers who provide connection, span, load, or installation guidance — the design liability that product and general liability policies were never built to cover.

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Property Insurance

All-risk property coverage for the manufacturing plant, dry kilns, planer and press lines, lumber yards, and finished-goods inventory — built for combustible-dust and hot-work exposures.

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Boiler & Machinery / Equipment Breakdown

Covers the sudden breakdown of the equipment your production depends on — hydraulic and radio-frequency curing presses, dry kilns, planers, CNC routers, boilers, and dust collection.

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General Liability Insurance

Third-party bodily injury and property damage protection for your manufacturing operations, plant premises, delivery, and on-site installation — including products-completed operations.

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Workers' Compensation

Coverage for the real injury patterns in a glulam plant — saw, planer, and press incidents, forklift and load-handling injuries, adhesive and heat exposures, and amputation-class claims.

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Commercial Auto Insurance

Coverage for the tractors, flatbeds, and step-decks that move 60–100-foot glulam columns to jobsites — including oversize-load permits, escort vehicles, and loading/unloading liability.

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Inland Marine & Stock Throughput

Mobile equipment, installation floaters, and stock-throughput coverage that follows lumber from the yard, through production, to the jobsite — with no gaps across transit and storage.

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Umbrella / Excess Liability

Layered limits above your GL, auto, and employers liability — essential when a single structural product failure or multi-party jobsite loss could otherwise exhaust your primary coverage.

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Not sure which lines you need?

Most glulam manufacturers bundle products liability + property + workers' comp + inland marine into one coordinated program. We'll build the right mix in one call.