Coverage line
Umbrella / Excess Liability for glulam manufacturers
Layered limits above your GL, auto, and employers liability — essential when a single structural product failure or multi-party claim could exhaust your primary coverage.
What it covers
- Additional limits above GL, commercial auto, and employers liability
- Limits from $5M up to $25M+ for catastrophic claims
- Protection for multi-party structural failure claims
- Coverage follows the underlying policy form
- Defense contributions on large complex claims
Who it's for
- Manufacturers with commercial clients that mandate higher limits
- Plants producing glulam for public buildings and arenas
- High-volume producers with significant asset exposure
- Any manufacturer whose GL limits no longer match their exposure
Why CCA
- Limits layered cleanly above your underlying program
- Up to $25M+ available for large-volume producers
- Priced for manufacturers, not generic small-business umbrella rates
Umbrella / Excess Liability — FAQ
Common questions about umbrella / excess liability
It's driven by your largest realistic loss scenario and by what your commercial clients require. A structural failure claim in a sports arena or public building can easily exceed $5M. We model catastrophic scenarios for your operation and size the umbrella accordingly.
Pair it with related coverage
Ready to protect your glulam operation?
Get a 15-minute quote from specialists who understand timber manufacturing — products liability, kilns, presses, and transit.